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Compare expat insurance options from leading European and international providers. Choose the right coverage in minutes — 100% online, independent, and tailored to your situation.
Tell us your situation. We compare policies across leading European and international insurers. You choose the right plan and sign digitally — in minutes, no paperwork, no calls required.
We are paid a referral fee by insurers when you choose a policy through Valenvia. This does not affect your price — you pay exactly the same as going direct. Our independence means we recommend based on fit, not fee.
How we workMost expats go directly to a single insurer, pay too much, and get a policy not designed for their situation. Valenvia is a digital platform that compares options across multiple regulated European and international providers and returns the right match for your profile — in minutes, in your language, with no phone calls and no sales pressure.
Recommendations are independent and tailored to your situation. We compare EU-regulated and internationally-regulated providers. No insurer pays for placement order.
Our partner network
We work with leading international providers — including AXA, Allianz, Generali, Zurich, Cigna and more — so you get genuine choice, not a single insurer's product range.
We work with regulated insurers across four categories — so whatever your situation, we have relevant options to compare. No single-insurer bias. No preferred partners.
Provider names shown for identification. Valenvia is independent and not affiliated with any listed insurer. Coverage availability varies by country and profile. Valenvia earns a referral fee when you choose a policy — this does not affect your quoted price.
Compare across all providersWhether you just arrived or have lived in Europe for years, we compare and manage the right coverage for your exact situation.
Expats is a broad word. Here is exactly who we help — and why our coverage is different from what you would find going directly to an insurer.
If any of these describe you, you are exactly who Valenvia was built for.
These are the exact situations Valenvia was built for. If any of these match where you are right now, you are in the right place.
Going direct means choosing from one company's products, in their language, without knowing if it is the right fit. Valenvia gives you the full picture — across multiple providers — tailored to your exact situation as an expat.
Five reasons expats choose Valenvia over going direct — each one measurable, not vague.
"We created Valenvia after experiencing first hand how difficult — and expensive — insurance can be when you are navigating a new country alone."
Moving country is hard enough. Navigating foreign insurance systems — in a language you are still learning, for a visa deadline you cannot miss — makes it harder. We built Valenvia to remove that barrier entirely, giving expats the same access to good coverage that locals take for granted.
Tell us your situation and we return matched coverage options across our full partner network within 24 hours — ranked, explained, and priced. Or reach us at hello@valenvia.com
Valenvia matches your profile against our full EU partner network and returns ranked coverage options — no calls, no sales pressure, no jargon.
Coverage is often required before residency or visa appointments — start early.
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